Disclosures

The content on this website is provided for general informational and educational purposes only. Nothing on this website is intended as, or should be construed as, individualized investment, legal, tax, or insurance advice.

Viewing this website, using its tools or resources, or contacting the Firm through this website does not create an advisory relationship with the Firm. Advisory services are provided only after the Firm and client enter into a written advisory agreement.

Communications sent through this website or via email should not be used to request, authorize, or effect securities transactions or account changes.

The Firm offers investment advisory and financial planning services, which may include portfolio management, retirement planning, education planning, budgeting and cash flow planning, and other financial planning services as described in the Firm's Form ADV.

All services are subject to the terms of the applicable written agreement, suitability review, and regulatory requirements.

All investing involves risk, including the possible loss of principal. Different types of investments involve varying degrees of risk. Past performance is not indicative of future results. No representation is being made that any strategy, recommendation, or investment will be profitable or will not result in loss.

Any references to asset allocations, model portfolios, planning concepts, investment strategies, or financial outcomes are for illustrative and educational purposes only and may not be appropriate for every individual.

The Firm believes the information on this website is from reliable sources; however, the Firm does not warrant that any information is accurate, complete, current, or suitable for any particular purpose, including any forward-looking statements. Information on this website may change at any time without notice.

The Firm does not receive insurance commissions as part of its advisory services through Prosperity Planning & Advisory, LLC.

Certain representatives of the Firm are separately licensed insurance agents through a separate, non-advisory business. If a client chooses to purchase an insurance product through that separate business, the representative may receive a commission from the insurance company. This creates a conflict of interest because the representative has a financial incentive to recommend insurance products.

Clients and prospective clients are under no obligation to purchase any insurance product through that representative or through any affiliate, and are free to work with any insurance provider of their choosing. Any insurance activity is separate from and outside the scope of the Firm’s advisory relationship.

The Firm's Form ADV Part 2A brochure and any applicable brochure supplements contain important information about the Firm's services, fees, business practices, and conflicts of interest.

These disclosure documents are provided to clients before or at the time the client enters into an advisory agreement, and updated brochure disclosures are delivered or offered thereafter as required by applicable law. They are also available on the SEC’s Investment Adviser Public Disclosure website and will be provided promptly upon request.

This website may contain links to third-party websites or resources. Such links are provided for convenience only. The Firm does not control, endorse, or guarantee the accuracy, completeness, security, or privacy practices of third-party websites.

Third-party websites have their own terms and privacy policies, which users should review independently. Accessing a third-party website is at the user's own risk.

The Firm does not provide legal advice. The Firm may discuss general tax considerations or tax-aware planning concepts as part of financial planning or investment advice, but the Firm does not provide individualized tax advice. Visitors and clients should consult their own qualified legal and tax professionals regarding their specific circumstances.

This website is intended only to provide general information regarding the Firm and its services. Nothing on this website should be interpreted as a solicitation or offer to provide advisory services in any jurisdiction where doing so would be unlawful or where the Firm is not properly registered or otherwise exempt from registration.

Please review the Firm's Privacy Policy (linked in the website footer) for information about how personal information is collected, used, and protected.

For questions regarding these disclosures or to request a copy of the Firm's current Form ADV brochure materials, please contact the Firm using the contact information provided on this website. Requests will be fulfilled promptly.